Alterna Savings and Credit Union Limited
Banque - Toronto

At Alterna Savings, you’re not just an account number—you’re a member, a neighbour, a friend. We enjoy getting to know you, and we really like helping you find financial solutions. We’re here to help you find a smarter way to make your money work for you.

Alterna Savings is different and we’re committed to finding more ways to live that difference everyday. We offer the financial services and products you’d expect from a financial institution, but we offer them for a different reason - you. Here, you’re a member, not ‘just’ a customer.

With 23 locations in Ontario, we offer a full range of financial products and services, all with a commitment to supporting the well-being of our members, employees and communities.

Become a member and part owner of your financial co-operative, and see the difference membership makes.

For more than 110 years, Alterna Savings and Credit Union Limited has been charting new directions to help Ontarians achieve their financial dreams and build strong, vibrant communities. The first full-service, member-owned co-operative financial institution outside Quebec, Alterna Savings shares our expertise with over 143,000 members. We offer a full suite of financial services online, by phone, by mobile and through a network of 32 branches across Ontario plus one Alterna Bank branch in Gatineau, Quebec. Alterna Savings members also have access to the 2nd largest surcharge-free ATM network in Canada with THE EXCHANGE® Network. For more information please visit www.alterna.ca.
Services and Products of Alterna Savings:

 Personal Financial Banking

 Everyday Banking:
Every day is different. So are our Everyday Accounts. No two people have the same banking needs, so we put your best interests first by offering a variety of account and banking package choices that meet your specific needs.

Welcome to easy, more personal banking. Whether you have a little money or a lot, we can always help you find a smarter way to make your money work for you.

 Home Buying:
If you’re buying a home for the first time, refinancing your existing mortgage, or renovating your home, the professionals at Alterna Savings can help you find a dependable solution—made just for you.

It’s our promise that:
• We'll give you fair, competitive rates - no need for shopping around
• We'll be open and transparent with our mortgage rate pricing, so you'll always know what you're getting
• Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee*

*For variable rate mortgages, the rate guarantee applies to the variance to Prime.

 Credit Solutions:
Home renovations or upgrades, an extra vehicle, even a much-deserved vacation. Sometimes you just don’t have the funds available to do what you need or want to do. At Alterna, we want to help you achieve your plans and dreams without unnecessary stress. That’s why we offer so many options when it comes to loans, lines of credit, and credit cards. We want you to find a credit solution that’s ideal for your circumstances – made just for you.

 Investments:
Long Term savings. Short Term. Fixed. There are so many ways to invest and save, it can seem overwhelming. No need to stress – we can help. Our Investment Specialists will help create a savings plan that’s perfect for you. They’ll show you a variety of investment options and explain how each of them works in plain language, no jargon or fancy terms.

 Commercial & Business Financial Banking:

In today’s fast-paced and complex environment, you deserve a financial institution that’s not only supportive, but a true partner to your business. At Alterna, we can help. Our expert team of business professionals have the skills, knowledge and experience to provide you with personalized financial solutions. With our wide range of products and services, our experts are here to help your business grow.

Check out our selection of financial products for your business to find your perfect fit. Or, contact us today to build a package tailored to your needs.

 Services & Support:
Whether you’re starting a new business or need some advice to expand your existing one, Alterna Savings can help make your vision a reality. We have a wealth of experience providing professional advice for both profit and non-profit organizations.

 Financing solution:

Running a small or medium business? We’ve got your credit needs covered! Different needs. Different approach. If you’re a businessperson looking for financial products and services with a real difference, you’re in the right place. We know it’s not easy being an entrepreneur or small bus